The GT-R, which is owned by a 40 year old man who travels about 12 miles to work daily, with a $100,000 policy limit for injury liability for a single person, $300,000 for all injuries, $50,000 for damage to property, and a $500 deductible on collision and comprehensive, can be insured annually for an average $2,540.
According to Insure.com, the reason the GT-R features so prominently is because of the fact that customers will buy the car for its speed and power, and they will be more likely to be involved in serious crashes.
The most expensive cars to insure for this year portion of the list are populated by sports cars. Next to the GT-R comes the Dodge Viper, which ranked as the second most expensive vehicle to insure ($2,446/year) and the third-ranked BMW M6 ($2,236). High-performance vehicles such as the Ford Mustang Shelby GT500, the BMW M5, the Lexus IS F, the Jaguar XK and the BMW M3 also made the top 20 list for the most expensive vehicles to insure.
Other categories where a clear correlation between vehicle class and insurance cost arose was that of luxury SUVs, such as the Mercedes G-Class, the Hummer H2, the Land Rover Range Rover, the Cadillac Escalade and the BMW X6 all making appearances in the top 20.
At the other end of the spectrum were smaller and cheaper vehicles that didn't offer much in the way of power but were big on safety. Interestingly, the five cheapest cars to insure were all from South Korea, with Hyundai and Kia featuring multiple entries in the cheapest five vehicles to insure. Meanwhile, minivans seem fairly cheap to insure also, with the Honda Odyssey, the Chrysler Town & Country and the Dodge Grand Caravan all featuring on the list for cheapest vehicles to insure.
The 20 most expensive 2009 vehicles to insure:
1 $2,533 Nissan GT-R
2 $2,446 Dodge Viper
3 $2,236 BMW M6
4 $2,186 Ford Shelby GT500
5 $2,088 Mercedes-Benz G-Class
6 $2,071 Audi S8
7 $2,020 BMW M5
8 $1,912 Hummer H2
9 $1,881 Lexus IS F
10 $1,819 Porsche 911
11 $1,762 Chevrolet Cobalt SS
12 $1,717 Jaguar XK Series
13 $1,714 BMW M3
14 $1,694 Cadillac XLR
15 $1,637 Audi R8
16 $1,603 Land Rover Range Rover
17 $1,592 Cadillac Escalade EXT
18 $1,587 Honda S2000
19 $1,584 BMW X6
20 $1,577 Mercedes-Benz SL-Class
The 20 least expensive 2009 vehicles to insure:
1 $832 Hyundai Santa Fe
2 $840 Kia Sportage
3 $848 Hyundai Entourage
4 $857 Kia Sedona
5 $870 Kia Rio5
6 $871 Honda Odyssey
7 $881 Smart Fortwo
8 $911 Saturn Vue
9 $913 Mazda Tribute
10 $915 Chrysler Town & Country
11 $921 Scion xB
12 $929 Mazda Mazda5
13 $936 Volkswagen Passat
14 $939 Jeep Wrangler
15 $951 Honda Accord
16 $954 Suzuki Forenza
17 $955 Lincoln Town Car
18 $957 Mazda Truck (B-Series)
19 $959 Chevrolet Impala
20 $960 Dodge Grand Caravan
