12 Simple Tips on How to Save Money On a Car

With the actual purchase of a car, insurance, licensing, and mechanical maintenance, the total expenses of owning a car can add up. Here are 12 tips to help you save money in the long run.

Simple Tip #1
If you need periodic maintenance or repair, call several different mechanics first and ask them what they charge for what you need. Compare prices. It may also be helpful if they offer any advice or information besides the cost.

Simple Tip #2
Always keep your gas tank full. Driving with very little gas in the tank can result in crud at the bottom of your gas tank to be taken in through the gas lines. That crud can wreak havoc with the carburetor and block up the fuel filter and other fuel system parts.

Simple Tip #3
Check your fuse box if you have an electrical problem. If all you need is a new fuse to replace a blown one, it's not only a simple do-it-yourself job, but it'll save the time, money, and hassle of having your car towed and repaired at a shop.

Simple Tip #4
Watch how much oil your car consumes. If there is any unexplained change in the amount of oil your car consumes, take your car in to a mechanic.

Simple Tip #5
Change your brake fluid every 30,000 miles.

Simple Tip #6
Once a month, check the pressure on your tires. This one quick and simple thing can save big on gas.

Simple Tip #7
Stop and go traffic causes a lot of wear and tear on your engine and brakes. Every once in awhile, get on the freeway for a half hour or so. The extra trip will be worth your time.

Simple Tip #8
Insurance will cost less if you opt for a higher deductible. If your cash-on-hand allows it, try for at least a $400 deductible.

An older car might not need to have collision insurance.

Seek out discounts on your insurance. Many insurance companies offer a reduction in premiums if your car has anti-lock brakes, a car alarm, air bags, or if you are a long-time driver, a long-time customer, a good student, or if you have a good driving record.

Simple Tip #9
When you buy a car, look into the laws in your locality about "buyer's remorse". In case you end up having second thoughts about your purchase, get the dealer's return policy in writing.

Simple Tip #10
Have a look at FuelEconomy.gov for free information on gas-efficiency of particular car models. Watch your speed. For every 5 miles per hour you drive over 60 miles per hour, you will end up paying a half dollar more per gallon for fuel. Use cruise control on long stretches on the freeway to save even more on gasoline costs. Regular replacement of your car's air filter can improve your car's fuel efficiency by several percent. Well worth the price, and no trouble to replace.

Simple Tip #11
If you are going to buy a car at an auction, use caution and do some research. Often, a car offered through an auction has been through a flood or has been in a major accident. A car like that could nickel and dime your budget endlessly. Check for things like a too-new looking carpet, and rust on the undercarriage. CarFax is a great resource to get inside information on a used car's real history.

Simple Tip #12
If you use your car for business, write down mileage, and save receipts. This can be a significant tax deduction. More at the IRS website.