Your kids going away to college is a major turning point both in the life of the student, and their parent. This can also be a very scary point in the lives of parents and their young students. Although you won’t be able to be there for them at every roadblock, but you can still ensure that they are safe and protected while they are away.
A few decades ago, not many people would bring their cars with them to college, but times are changing, and it’s an every growing trend to bring your vehicle along with you. More and more students are forced to work during their semesters at school just to be able to afford the next semester of schooling.
Your child may be going away to school, but as you know, they still have a lot to learn. And you should plan accordingly. You never know what activities your student will be getting into, if they’ll be drinking, or who they’ll be driving with. These can all be scary thoughts, but you should set some time aside before they leave to discuss these things. The greatest protection a student has from an accident, is proper driving education. Make sure you discuss with your student the dangers of drinking and driving, staying alert on the long drives from and back to home, and other dangers associated with driving.
It’s also important that you look over your auto insurance policy before they leave. For example, some policies may not provide coverage if they are living in another state where their university campus is located. This is just one common example. Some policies may have strange terms and conditions, it’s important to be aware of what exactly they are.
There are 3 ways to save on auto insurance for your student: discounts, pay-per-mile coverage, and multiple quotes.
College is without a doubt,the most expensive investment you’ll ever make in your child’s life. Luckily, there is a way to save a little coin with auto insurance. Full-time students can qualify for discounted rates, that others don’t have access to. All you have to do is ask, or answer the question accurately after entering your zip code above.
Pay-per-mile insurance charges you based on how many miles you drive each month. If your student lives on campus, encourage them to leave their vehicle parked, using it only in extreme situations. This can lead to huge savings on the months that they aren’t driving home to visit friends and family. If their school is rather close, the drive home may not even make a difference. Not all companies offer these discounts, but it’s worth looking into.
The best way to save on insuring your soon-to-be student is to shop around for the best deals. Entering your zip code above will provide you with quotes from dozens of different companies, all with policies that match your specific needs to a T. Making sure your child is protected, even when you aren’t physically there, has never been easier.
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