Tuesday, August 17, 2010

Short Term Car Insurance-What are you going to do now?

One fine morning you realize that you car has broken down and you cannot use it. You have to get to work but cannot use public transport. You look to borrow a car from your neighbor and realize you are not covered under their insurance. You certainly have a problem on your hands. You have a car available to you but cannot use it for lack of insurance. You think about driving away hoping no harm could come to you far the day. However you know it is not the right thing to do. You must have short term car insurance for the day. What are you going to do now?
Leave it 
Many people facing such problems in everyday lives tend to ignore this small aspect thinking no harm would come their way. However do they realize that any harm does not send an invitation before arriving? If they did, they would not be thinking in this manner. Facts however show that most people do just what has been mentioned and drive away without short term car insurance. People lending their vehicles too tend to ignore this requirement fearing that they may offend a good neighbor. That puts the two of them into the same spot. An accident by the borrower of the car without insurance will make the owner of the car responsible for any damages that may occur.


Take it 

Buying insurance in a situation like this, first thing in the morning may seem like an unwanted chore. However it is necessary and you cannot afford to drive without having a small print out of the policy you must buy. The internet has made it possible for people to buy short term car insurance at any time of the day or night. All that is required from you is an application and the payment for the day's premium. The policy will be issued immediately, allowing you to print it out immediately. Once you have done that, you can drive away, safe with the knowledge that any harm that comes your way will be taken care off by the insurer. You would also have assured your neighbor that you appreciate the favor they have done by assuring them about the safety of their property.


Take it or leave it, the requirement of insurance is an absolute necessity, which cannot be ignored at any time. You will not only be doing yourselves a favor but also assuring your neighbor that the car borrowed is in good hands.

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